{
    "id": 990133,
    "date": "2026-01-02T14:00:00",
    "date_gmt": "2026-01-02T14:00:00",
    "guid": {
        "rendered": "https:\/\/fgnconsulting.com\/?p=990133"
    },
    "modified": "2025-12-18T16:27:06",
    "modified_gmt": "2025-12-18T16:27:06",
    "slug": "2026-how-to-start-the-year-on-the-right-financial-foot",
    "status": "publish",
    "type": "post",
    "link": "https:\/\/fgnconsulting.com\/it\/2026\/01\/02\/2026-how-to-start-the-year-on-the-right-financial-foot\/",
    "title": {
        "rendered": "2026: how to start the year on the right financial foot"
    },
    "content": {
        "rendered": "<div class=\"vgblk-rw-wrapper limit-wrapper\">\n<h3 class=\"wp-block-heading\">1. Review 2025: without numbers, there is no strategy<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Before looking ahead, it\u2019s essential to look back.<br>Take a few hours to make an honest assessment of 2025:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>How much did you actually save compared to what you had planned?<\/li>\n\n\n\n<li>Are your fixed expenses (rent\/mortgage, bills, subscriptions, car, etc.) under control or constantly rising?<\/li>\n\n\n\n<li>Did you accumulate new debt (loans, financing, instalments), or did you manage to reduce it?<\/li>\n\n\n\n<li>Did you invest any money, or did you keep everything in cash in your current account?<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Putting these numbers down on paper is the first step to understanding where you\u2019re starting from and which decisions make sense in 2026. Without this initial snapshot, any plan risks remaining purely theoretical.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">2. Review goals and priorities: not everything can be \u201cimportant\u201d<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The economic environment of the last few years has shown how quickly situations can change: inflation, interest rates, cost of living, employment.<br>That\u2019s why it\u2019s useful to define (or review) your key financial goals:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Short term (0\u201312 months):<\/strong>\u00a0build or strengthen your emergency fund, reduce a debt, set aside a minimum monthly amount.<\/li>\n\n\n\n<li><strong>Medium term (1\u20135 years):<\/strong>\u00a0changing home, children\u2019s education, a business project, a training path.<\/li>\n\n\n\n<li><strong>Long term (over 5 years):<\/strong>\u00a0supplementary pension, wealth building, financial independence.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The key question is:&nbsp;<strong>what comes first, right now?<\/strong><br>Having too many goals at the same time often means not truly achieving any of them. Better to have a few that are clear and measurable.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">3. Emergency fund: the foundation of everything<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If there\u2019s one thing recent years have confirmed, it\u2019s the importance of having a safety cushion.<br>An emergency fund is there to cover unexpected events such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>sudden medical expenses<\/li>\n\n\n\n<li>(temporary) job loss<\/li>\n\n\n\n<li>major breakdowns (car, home, etc.)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">As a rule of thumb, it\u2019s considered prudent to have&nbsp;<strong>3\u20136 months of essential expenses<\/strong>&nbsp;set aside in a liquid or easily accessible instrument (savings account, interest-bearing account, etc.).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Before talking about complex investments, it\u2019s worth asking yourself:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">If something unexpected happened tomorrow, how long could you cope without touching your long-term investments?<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">If the answer is \u201cvery little\u201d, 2026 can be the year in which you finally secure this foundation.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">4. Managing debt and interest rates: not just how much you pay, but&nbsp;<em>how<\/em>&nbsp;you pay<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">In a world where interest rates are no longer close to zero, the&nbsp;<strong>cost of debt<\/strong>&nbsp;has become a central topic. Starting 2026 on the right foot also means:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>listing all your debts (mortgage, loans, credit cards, financing);<\/li>\n\n\n\n<li>writing down the interest rate, monthly instalment and remaining term;<\/li>\n\n\n\n<li>assessing where it makes sense to intervene (renegotiation, early repayment, consolidation).<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">In general, it\u2019s useful to prioritise reducing debts that are:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>at a higher interest rate,<\/li>\n\n\n\n<li>not linked to essential assets (for example, consumer debt).<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Every euro you save in interest is one more euro you can allocate to saving and investing.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">5. Rethink your investment strategy: time horizon, risk and diversification<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If you\u2019ve already started investing, the beginning of the year is the ideal time to&nbsp;<strong>review your strategy<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Is your portfolio composition still consistent with your risk profile?<\/li>\n\n\n\n<li>Is the balance between more volatile instruments (such as stocks or equity funds) and more defensive ones (bonds, cash, capital-protected products) still appropriate for your time horizon?<\/li>\n\n\n\n<li>Are you truly diversified by geography, sector and instrument, or are you too concentrated in a single theme (e.g. only technology, only your domestic market, only real estate)?<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">2026 could be a year in which markets continue to move in response to:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>central bank decisions on interest rates<\/li>\n\n\n\n<li>geopolitical dynamics<\/li>\n\n\n\n<li>developments in the real economy (consumption, growth, corporate earnings).<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">There\u2019s no point chasing the \u201chot stock of the moment\u201d: it\u2019s far more effective to have a structured, consistent strategy and to monitor it over time.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">6. Protect yourself from inflation, uncertainty and\u2026 from yourself<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Even with inflation lower than the peaks of recent years, its impact on savings remains an issue. Some useful tips:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Avoid keeping\u00a0<strong>all<\/strong>\u00a0your cash parked in non-interest-bearing accounts.<\/li>\n\n\n\n<li>Consider instruments that, over time, can aim to\u00a0<strong>outpace inflation<\/strong>, while acknowledging the associated risks (funds, ETFs, regular investment plans, etc.).<\/li>\n\n\n\n<li>Think in terms of a\u00a0<strong>plan over time<\/strong>\u00a0(periodic contributions) rather than \u201call at once\u201d, to reduce the risk of entering markets at unfavourable moments.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">And then there\u2019s a risk that\u2019s often underestimated:&nbsp;<strong>your own behaviour<\/strong>.<br>Impulsive decisions, emotional reactions to negative headlines, or excessive enthusiasm after a few positive months can do more damage than market volatility itself.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Starting 2026 well also means setting some rules for yourself:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>don\u2019t make major decisions based on a single news item;<\/li>\n\n\n\n<li>avoid \u201cdo-it-yourself\u201d if you don\u2019t have sufficient knowledge;<\/li>\n\n\n\n<li>get an external opinion before radically changing your strategy.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">7. Financial education: the investment that changes everything<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">There is one investment that does not depend on market trends:&nbsp;<strong>your education<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Reading, staying informed, following reliable sources and truly understanding concepts such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>risk and return<\/li>\n\n\n\n<li>time horizon<\/li>\n\n\n\n<li>inflation<\/li>\n\n\n\n<li>diversification<\/li>\n\n\n\n<li>taxation of financial instruments<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">means improving the quality of the decisions you\u2019ll make today and in the years to come.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Italy has been lagging behind for years in international rankings on financial literacy: many savers make important decisions without even a basic knowledge foundation.<br>Starting 2026 with a commitment to closing this gap is a choice that can make a real difference over the long term.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">8. Don\u2019t do everything alone: the value of informed guidance<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Even with the best intentions, the economic and financial environment remains complex. Regulations change, markets move, new products appear, and many risks are not immediately visible.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This is why, alongside self-education, it can be useful to:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>talk to a qualified professional;<\/li>\n\n\n\n<li>seek support in understanding your overall situation (personal, family, financial);<\/li>\n\n\n\n<li>build a plan that takes into account your goals, your risk profile and your time horizon.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">It\u2019s not about \u201cfinding a magic formula\u201d, but about avoiding avoidable mistakes and giving structure to your choices.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Conclusion: the real financial \u201cgood resolution\u201d for 2026<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">More than finding the perfect investment, the real goal for 2026 could be this:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>moving from improvisation to planning.<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">Reviewing 2025, setting clear goals, securing an emergency fund, managing debt carefully, building or revisiting a consistent investment strategy, investing in your financial education and, when needed, seeking support from those who do this professionally.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The external environment will never be completely predictable.<br>But the quality of our decisions&nbsp;<em>can<\/em>&nbsp;improve, year after year.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">To keep following analyses, insights and in-depth content on these topics, stay tuned to our blog and social channels.<\/p>\n<\/div><!-- .vgblk-rw-wrapper -->",
        "protected": false
    },
    "excerpt": {
        "rendered": "<p>1. Review 2025: without numbers, there is no strategy Before looking ahead, it\u2019s essential to look back.Take a few hours to make an honest assessment of 2025: Putting these numbers down on paper is the first step to understanding where you\u2019re starting from and which decisions make sense in 2026. Without this initial snapshot, any&#8230;<\/p>",
        "protected": false
    },
    "author": 1,
    "featured_media": 990131,
    "comment_status": "open",
    "ping_status": "open",
    "sticky": false,
    "template": "",
    "format": "standard",
    "meta": {
        "om_disable_all_campaigns": false,
        "_monsterinsights_skip_tracking": false,
        "footnotes": ""
    },
    "categories": [
        62,
        66
    ],
    "tags": [],
    "class_list": [
        "post-990133",
        "post",
        "type-post",
        "status-publish",
        "format-standard",
        "has-post-thumbnail",
        "hentry",
        "category-blog-2",
        "category-english"
    ],
    "aioseo_notices": [],
    "aioseo_head": "<!-- All in One SEO 5.0.1.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"1. Review 2025: without numbers, there is no strategy Before looking ahead, it\u2019s essential to look back.Take a few hours to make an honest assessment of 2025: How much did you actually save compared to what you had planned? Are your fixed expenses (rent\/mortgage, bills, subscriptions, car, etc.) under control or constantly rising? Did you\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"fgnconsulting\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/fgnconsulting.com\/it\/2026\/01\/02\/2026-how-to-start-the-year-on-the-right-financial-foot\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 5.0.1.1\" \/>\n\t\t<meta property=\"og:locale\" content=\"it_IT\" \/>\n\t\t<meta property=\"og:site_name\" content=\"F.G.N. Consulting - Business Partner\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"2026: how to start the year on the right financial foot - F.G.N. Consulting\" \/>\n\t\t<meta property=\"og:description\" content=\"1. Review 2025: without numbers, there is no strategy Before looking ahead, it\u2019s essential to look back.Take a few hours to make an honest assessment of 2025: How much did you actually save compared to what you had planned? Are your fixed expenses (rent\/mortgage, bills, subscriptions, car, etc.) under control or constantly rising? Did you\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/fgnconsulting.com\/it\/2026\/01\/02\/2026-how-to-start-the-year-on-the-right-financial-foot\/\" \/>\n\t\t<meta property=\"og:image\" content=\"https:\/\/fgnconsulting.com\/wp-content\/uploads\/2023\/03\/LOGO-MARK-FGN.png\" \/>\n\t\t<meta property=\"og:image:secure_url\" content=\"https:\/\/fgnconsulting.com\/wp-content\/uploads\/2023\/03\/LOGO-MARK-FGN.png\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2026-01-02T14:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2025-12-18T16:27:06+00:00\" \/>\n\t\t<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100092388356285\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n\t\t<meta name=\"twitter:title\" content=\"2026: how to start the year on the right financial foot - F.G.N. Consulting\" \/>\n\t\t<meta name=\"twitter:description\" content=\"1. Review 2025: without numbers, there is no strategy Before looking ahead, it\u2019s essential to look back.Take a few hours to make an honest assessment of 2025: How much did you actually save compared to what you had planned? Are your fixed expenses (rent\/mortgage, bills, subscriptions, car, etc.) under control or constantly rising? Did you\" \/>\n\t\t<meta name=\"twitter:image\" content=\"https:\/\/fgnconsulting.com\/wp-content\/uploads\/2023\/03\/LOGO-MARK-FGN.png\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"BlogPosting\",\"@id\":\"https:\\\/\\\/fgnconsulting.com\\\/it\\\/2026\\\/01\\\/02\\\/2026-how-to-start-the-year-on-the-right-financial-foot\\\/#blogposting\",\"name\":\"2026: how to start the year on the right financial foot - F.G.N. Consulting\",\"headline\":\"2026: how to start the year on the right financial foot\",\"author\":{\"@id\":\"https:\\\/\\\/fgnconsulting.com\\\/it\\\/author\\\/fgnconsulting\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/fgnconsulting.com\\\/it\\\/#organization\"},\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/fgnconsulting.com\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/the-year-2026-on-the-year-scale-in-the-focus-of-a-2025-03-18-19-22-02-utc-scaled.jpg\",\"width\":2560,\"height\":1715,\"caption\":\"The year 2026 on the year scale in the focus of a magnifying glass. Upcoming trends. Financial forecasting. Strategic vision. Global events in the near future.\"},\"datePublished\":\"2026-01-02T14:00:00+00:00\",\"dateModified\":\"2025-12-18T16:27:06+00:00\",\"inLanguage\":\"it-IT\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/fgnconsulting.com\\\/it\\\/2026\\\/01\\\/02\\\/2026-how-to-start-the-year-on-the-right-financial-foot\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/fgnconsulting.com\\\/it\\\/2026\\\/01\\\/02\\\/2026-how-to-start-the-year-on-the-right-financial-foot\\\/#webpage\"},\"articleSection\":\"blog, english\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/fgnconsulting.com\\\/it\\\/2026\\\/01\\\/02\\\/2026-how-to-start-the-year-on-the-right-financial-foot\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/fgnconsulting.com\\\/it#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/fgnconsulting.com\\\/it\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/fgnconsulting.com\\\/it\\\/category\\\/blog-2\\\/#listItem\",\"name\":\"blog\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/fgnconsulting.com\\\/it\\\/category\\\/blog-2\\\/#listItem\",\"position\":2,\"name\":\"blog\",\"item\":\"https:\\\/\\\/fgnconsulting.com\\\/it\\\/category\\\/blog-2\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/fgnconsulting.com\\\/it\\\/2026\\\/01\\\/02\\\/2026-how-to-start-the-year-on-the-right-financial-foot\\\/#listItem\",\"name\":\"2026: how to start the year on the right financial foot\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/fgnconsulting.com\\\/it#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/fgnconsulting.com\\\/it\\\/2026\\\/01\\\/02\\\/2026-how-to-start-the-year-on-the-right-financial-foot\\\/#listItem\",\"position\":3,\"name\":\"2026: how to start the year on the right financial foot\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/fgnconsulting.com\\\/it\\\/category\\\/blog-2\\\/#listItem\",\"name\":\"blog\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/fgnconsulting.com\\\/it\\\/#organization\",\"name\":\"F.G.N. Consulting\",\"description\":\"Business Partner\",\"url\":\"https:\\\/\\\/fgnconsulting.com\\\/it\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/fgnconsulting.com\\\/wp-content\\\/uploads\\\/2024\\\/09\\\/LOGO-MARK-FGN.png\",\"@id\":\"https:\\\/\\\/fgnconsulting.com\\\/it\\\/2026\\\/01\\\/02\\\/2026-how-to-start-the-year-on-the-right-financial-foot\\\/#organizationLogo\",\"width\":596,\"height\":560},\"image\":{\"@id\":\"https:\\\/\\\/fgnconsulting.com\\\/it\\\/2026\\\/01\\\/02\\\/2026-how-to-start-the-year-on-the-right-financial-foot\\\/#organizationLogo\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/profile.php?id=100092388356285\",\"https:\\\/\\\/www.instagram.com\\\/fgnconsulting\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/fgnconsulting.com\\\/it\\\/author\\\/fgnconsulting\\\/#author\",\"url\":\"https:\\\/\\\/fgnconsulting.com\\\/it\\\/author\\\/fgnconsulting\\\/\",\"name\":\"fgnconsulting\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/fgnconsulting.com\\\/it\\\/2026\\\/01\\\/02\\\/2026-how-to-start-the-year-on-the-right-financial-foot\\\/#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4a613a371427fa7b8a73664e91d804fdf11d5350cf8e4c692d76bfae6584e71d?s=96&d=mm&r=g\",\"width\":96,\"height\":96,\"caption\":\"fgnconsulting\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/fgnconsulting.com\\\/it\\\/2026\\\/01\\\/02\\\/2026-how-to-start-the-year-on-the-right-financial-foot\\\/#webpage\",\"url\":\"https:\\\/\\\/fgnconsulting.com\\\/it\\\/2026\\\/01\\\/02\\\/2026-how-to-start-the-year-on-the-right-financial-foot\\\/\",\"name\":\"2026: how to start the year on the right financial foot - F.G.N. Consulting\",\"description\":\"1. Review 2025: without numbers, there is no strategy Before looking ahead, it\\u2019s essential to look back.Take a few hours to make an honest assessment of 2025: How much did you actually save compared to what you had planned? Are your fixed expenses (rent\\\/mortgage, bills, subscriptions, car, etc.) under control or constantly rising? Did you\",\"inLanguage\":\"it-IT\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/fgnconsulting.com\\\/it\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/fgnconsulting.com\\\/it\\\/2026\\\/01\\\/02\\\/2026-how-to-start-the-year-on-the-right-financial-foot\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/fgnconsulting.com\\\/it\\\/author\\\/fgnconsulting\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/fgnconsulting.com\\\/it\\\/author\\\/fgnconsulting\\\/#author\"},\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/fgnconsulting.com\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/the-year-2026-on-the-year-scale-in-the-focus-of-a-2025-03-18-19-22-02-utc-scaled.jpg\",\"@id\":\"https:\\\/\\\/fgnconsulting.com\\\/it\\\/2026\\\/01\\\/02\\\/2026-how-to-start-the-year-on-the-right-financial-foot\\\/#mainImage\",\"width\":2560,\"height\":1715,\"caption\":\"The year 2026 on the year scale in the focus of a magnifying glass. Upcoming trends. Financial forecasting. Strategic vision. Global events in the near future.\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/fgnconsulting.com\\\/it\\\/2026\\\/01\\\/02\\\/2026-how-to-start-the-year-on-the-right-financial-foot\\\/#mainImage\"},\"datePublished\":\"2026-01-02T14:00:00+00:00\",\"dateModified\":\"2025-12-18T16:27:06+00:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/fgnconsulting.com\\\/it\\\/#website\",\"url\":\"https:\\\/\\\/fgnconsulting.com\\\/it\\\/\",\"name\":\"F.G.N. Consulting\",\"description\":\"Business Partner\",\"inLanguage\":\"it-IT\",\"publisher\":{\"@id\":\"https:\\\/\\\/fgnconsulting.com\\\/it\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->",
    "aioseo_head_json": {
        "title": "2026: how to start the year on the right financial foot - F.G.N. Consulting",
        "description": "1. Review 2025: without numbers, there is no strategy Before looking ahead, it\u2019s essential to look back.Take a few hours to make an honest assessment of 2025: How much did you actually save compared to what you had planned? Are your fixed expenses (rent\/mortgage, bills, subscriptions, car, etc.) under control or constantly rising? Did you",
        "canonical_url": "https:\/\/fgnconsulting.com\/it\/2026\/01\/02\/2026-how-to-start-the-year-on-the-right-financial-foot\/",
        "robots": "max-image-preview:large",
        "keywords": "",
        "webmasterTools": {
            "miscellaneous": ""
        },
        "schema": {
            "@context": "https:\/\/schema.org",
            "@graph": [
                {
                    "@type": "BlogPosting",
                    "@id": "https:\/\/fgnconsulting.com\/it\/2026\/01\/02\/2026-how-to-start-the-year-on-the-right-financial-foot\/#blogposting",
                    "name": "2026: how to start the year on the right financial foot - F.G.N. Consulting",
                    "headline": "2026: how to start the year on the right financial foot",
                    "author": {
                        "@id": "https:\/\/fgnconsulting.com\/it\/author\/fgnconsulting\/#author"
                    },
                    "publisher": {
                        "@id": "https:\/\/fgnconsulting.com\/it\/#organization"
                    },
                    "image": {
                        "@type": "ImageObject",
                        "url": "https:\/\/fgnconsulting.com\/wp-content\/uploads\/2025\/12\/the-year-2026-on-the-year-scale-in-the-focus-of-a-2025-03-18-19-22-02-utc-scaled.jpg",
                        "width": 2560,
                        "height": 1715,
                        "caption": "The year 2026 on the year scale in the focus of a magnifying glass. Upcoming trends. Financial forecasting. Strategic vision. Global events in the near future."
                    },
                    "datePublished": "2026-01-02T14:00:00+00:00",
                    "dateModified": "2025-12-18T16:27:06+00:00",
                    "inLanguage": "it-IT",
                    "mainEntityOfPage": {
                        "@id": "https:\/\/fgnconsulting.com\/it\/2026\/01\/02\/2026-how-to-start-the-year-on-the-right-financial-foot\/#webpage"
                    },
                    "isPartOf": {
                        "@id": "https:\/\/fgnconsulting.com\/it\/2026\/01\/02\/2026-how-to-start-the-year-on-the-right-financial-foot\/#webpage"
                    },
                    "articleSection": "blog, english"
                },
                {
                    "@type": "BreadcrumbList",
                    "@id": "https:\/\/fgnconsulting.com\/it\/2026\/01\/02\/2026-how-to-start-the-year-on-the-right-financial-foot\/#breadcrumblist",
                    "itemListElement": [
                        {
                            "@type": "ListItem",
                            "@id": "https:\/\/fgnconsulting.com\/it#listItem",
                            "position": 1,
                            "name": "Home",
                            "item": "https:\/\/fgnconsulting.com\/it",
                            "nextItem": {
                                "@type": "ListItem",
                                "@id": "https:\/\/fgnconsulting.com\/it\/category\/blog-2\/#listItem",
                                "name": "blog"
                            }
                        },
                        {
                            "@type": "ListItem",
                            "@id": "https:\/\/fgnconsulting.com\/it\/category\/blog-2\/#listItem",
                            "position": 2,
                            "name": "blog",
                            "item": "https:\/\/fgnconsulting.com\/it\/category\/blog-2\/",
                            "nextItem": {
                                "@type": "ListItem",
                                "@id": "https:\/\/fgnconsulting.com\/it\/2026\/01\/02\/2026-how-to-start-the-year-on-the-right-financial-foot\/#listItem",
                                "name": "2026: how to start the year on the right financial foot"
                            },
                            "previousItem": {
                                "@type": "ListItem",
                                "@id": "https:\/\/fgnconsulting.com\/it#listItem",
                                "name": "Home"
                            }
                        },
                        {
                            "@type": "ListItem",
                            "@id": "https:\/\/fgnconsulting.com\/it\/2026\/01\/02\/2026-how-to-start-the-year-on-the-right-financial-foot\/#listItem",
                            "position": 3,
                            "name": "2026: how to start the year on the right financial foot",
                            "previousItem": {
                                "@type": "ListItem",
                                "@id": "https:\/\/fgnconsulting.com\/it\/category\/blog-2\/#listItem",
                                "name": "blog"
                            }
                        }
                    ]
                },
                {
                    "@type": "Organization",
                    "@id": "https:\/\/fgnconsulting.com\/it\/#organization",
                    "name": "F.G.N. Consulting",
                    "description": "Business Partner",
                    "url": "https:\/\/fgnconsulting.com\/it\/",
                    "logo": {
                        "@type": "ImageObject",
                        "url": "https:\/\/fgnconsulting.com\/wp-content\/uploads\/2024\/09\/LOGO-MARK-FGN.png",
                        "@id": "https:\/\/fgnconsulting.com\/it\/2026\/01\/02\/2026-how-to-start-the-year-on-the-right-financial-foot\/#organizationLogo",
                        "width": 596,
                        "height": 560
                    },
                    "image": {
                        "@id": "https:\/\/fgnconsulting.com\/it\/2026\/01\/02\/2026-how-to-start-the-year-on-the-right-financial-foot\/#organizationLogo"
                    },
                    "sameAs": [
                        "https:\/\/www.facebook.com\/profile.php?id=100092388356285",
                        "https:\/\/www.instagram.com\/fgnconsulting\/"
                    ]
                },
                {
                    "@type": "Person",
                    "@id": "https:\/\/fgnconsulting.com\/it\/author\/fgnconsulting\/#author",
                    "url": "https:\/\/fgnconsulting.com\/it\/author\/fgnconsulting\/",
                    "name": "fgnconsulting",
                    "image": {
                        "@type": "ImageObject",
                        "@id": "https:\/\/fgnconsulting.com\/it\/2026\/01\/02\/2026-how-to-start-the-year-on-the-right-financial-foot\/#authorImage",
                        "url": "https:\/\/secure.gravatar.com\/avatar\/4a613a371427fa7b8a73664e91d804fdf11d5350cf8e4c692d76bfae6584e71d?s=96&d=mm&r=g",
                        "width": 96,
                        "height": 96,
                        "caption": "fgnconsulting"
                    }
                },
                {
                    "@type": "WebPage",
                    "@id": "https:\/\/fgnconsulting.com\/it\/2026\/01\/02\/2026-how-to-start-the-year-on-the-right-financial-foot\/#webpage",
                    "url": "https:\/\/fgnconsulting.com\/it\/2026\/01\/02\/2026-how-to-start-the-year-on-the-right-financial-foot\/",
                    "name": "2026: how to start the year on the right financial foot - F.G.N. Consulting",
                    "description": "1. Review 2025: without numbers, there is no strategy Before looking ahead, it\u2019s essential to look back.Take a few hours to make an honest assessment of 2025: How much did you actually save compared to what you had planned? Are your fixed expenses (rent\/mortgage, bills, subscriptions, car, etc.) under control or constantly rising? Did you",
                    "inLanguage": "it-IT",
                    "isPartOf": {
                        "@id": "https:\/\/fgnconsulting.com\/it\/#website"
                    },
                    "breadcrumb": {
                        "@id": "https:\/\/fgnconsulting.com\/it\/2026\/01\/02\/2026-how-to-start-the-year-on-the-right-financial-foot\/#breadcrumblist"
                    },
                    "author": {
                        "@id": "https:\/\/fgnconsulting.com\/it\/author\/fgnconsulting\/#author"
                    },
                    "creator": {
                        "@id": "https:\/\/fgnconsulting.com\/it\/author\/fgnconsulting\/#author"
                    },
                    "image": {
                        "@type": "ImageObject",
                        "url": "https:\/\/fgnconsulting.com\/wp-content\/uploads\/2025\/12\/the-year-2026-on-the-year-scale-in-the-focus-of-a-2025-03-18-19-22-02-utc-scaled.jpg",
                        "@id": "https:\/\/fgnconsulting.com\/it\/2026\/01\/02\/2026-how-to-start-the-year-on-the-right-financial-foot\/#mainImage",
                        "width": 2560,
                        "height": 1715,
                        "caption": "The year 2026 on the year scale in the focus of a magnifying glass. Upcoming trends. Financial forecasting. Strategic vision. Global events in the near future."
                    },
                    "primaryImageOfPage": {
                        "@id": "https:\/\/fgnconsulting.com\/it\/2026\/01\/02\/2026-how-to-start-the-year-on-the-right-financial-foot\/#mainImage"
                    },
                    "datePublished": "2026-01-02T14:00:00+00:00",
                    "dateModified": "2025-12-18T16:27:06+00:00"
                },
                {
                    "@type": "WebSite",
                    "@id": "https:\/\/fgnconsulting.com\/it\/#website",
                    "url": "https:\/\/fgnconsulting.com\/it\/",
                    "name": "F.G.N. Consulting",
                    "description": "Business Partner",
                    "inLanguage": "it-IT",
                    "publisher": {
                        "@id": "https:\/\/fgnconsulting.com\/it\/#organization"
                    }
                }
            ]
        },
        "og:locale": "it_IT",
        "og:site_name": "F.G.N. Consulting - Business Partner",
        "og:type": "article",
        "og:title": "2026: how to start the year on the right financial foot - F.G.N. Consulting",
        "og:description": "1. Review 2025: without numbers, there is no strategy Before looking ahead, it\u2019s essential to look back.Take a few hours to make an honest assessment of 2025: How much did you actually save compared to what you had planned? Are your fixed expenses (rent\/mortgage, bills, subscriptions, car, etc.) under control or constantly rising? Did you",
        "og:url": "https:\/\/fgnconsulting.com\/it\/2026\/01\/02\/2026-how-to-start-the-year-on-the-right-financial-foot\/",
        "og:image": "https:\/\/fgnconsulting.com\/wp-content\/uploads\/2023\/03\/LOGO-MARK-FGN.png",
        "og:image:secure_url": "https:\/\/fgnconsulting.com\/wp-content\/uploads\/2023\/03\/LOGO-MARK-FGN.png",
        "article:published_time": "2026-01-02T14:00:00+00:00",
        "article:modified_time": "2025-12-18T16:27:06+00:00",
        "article:publisher": "https:\/\/www.facebook.com\/profile.php?id=100092388356285",
        "twitter:card": "summary_large_image",
        "twitter:title": "2026: how to start the year on the right financial foot - F.G.N. Consulting",
        "twitter:description": "1. Review 2025: without numbers, there is no strategy Before looking ahead, it\u2019s essential to look back.Take a few hours to make an honest assessment of 2025: How much did you actually save compared to what you had planned? Are your fixed expenses (rent\/mortgage, bills, subscriptions, car, etc.) under control or constantly rising? Did you",
        "twitter:image": "https:\/\/fgnconsulting.com\/wp-content\/uploads\/2023\/03\/LOGO-MARK-FGN.png"
    },
    "aioseo_meta_data": {
        "post_id": "990133",
        "title": null,
        "description": null,
        "keywords": null,
        "keyphrases": {
            "focus": {
                "keyphrase": "",
                "score": 0,
                "analysis": {
                    "keyphraseInTitle": {
                        "score": 0,
                        "maxScore": 9,
                        "error": 1
                    }
                }
            },
            "additional": []
        },
        "primary_term": null,
        "canonical_url": null,
        "og_title": null,
        "og_description": null,
        "og_object_type": "default",
        "og_image_type": "default",
        "og_image_url": null,
        "og_image_width": null,
        "og_image_height": null,
        "og_image_custom_url": null,
        "og_image_custom_fields": null,
        "og_video": "",
        "og_custom_url": null,
        "og_article_section": null,
        "og_article_tags": null,
        "twitter_use_og": false,
        "twitter_card": "default",
        "twitter_image_type": "default",
        "twitter_image_url": null,
        "twitter_image_custom_url": null,
        "twitter_image_custom_fields": null,
        "twitter_title": null,
        "twitter_description": null,
        "schema": {
            "blockGraphs": [],
            "customGraphs": [],
            "default": {
                "data": {
                    "Article": [],
                    "Course": [],
                    "Dataset": [],
                    "FAQPage": [],
                    "Movie": [],
                    "Person": [],
                    "Product": [],
                    "ProductReview": [],
                    "Car": [],
                    "Recipe": [],
                    "Service": [],
                    "SoftwareApplication": [],
                    "WebPage": []
                },
                "graphName": "BlogPosting",
                "isEnabled": true
            },
            "graphs": []
        },
        "schema_type": "default",
        "schema_type_options": null,
        "pillar_content": false,
        "robots_default": true,
        "robots_noindex": false,
        "robots_noarchive": false,
        "robots_nosnippet": false,
        "robots_nofollow": false,
        "robots_noimageindex": false,
        "robots_noodp": false,
        "robots_notranslate": false,
        "robots_max_snippet": "-1",
        "robots_max_videopreview": "-1",
        "robots_max_imagepreview": "large",
        "priority": null,
        "frequency": "default",
        "local_seo": null,
        "limit_modified_date": false,
        "created": "2025-12-18 16:26:58",
        "updated": "2026-08-30 20:12:12",
        "focus_keyword": null,
        "additional_keywords": null,
        "truseo_locale": null,
        "ai": null,
        "breadcrumb_settings": null,
        "seo_analyzer_scan_date": null
    },
    "aioseo_breadcrumb": "<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/fgnconsulting.com\/it\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/fgnconsulting.com\/it\/category\/blog-2\/\" title=\"blog\">blog<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t2026: how to start the year on the right financial foot\n\t\t<\/span><\/div>",
    "aioseo_breadcrumb_json": [
        {
            "label": "Home",
            "link": "https:\/\/fgnconsulting.com\/it"
        },
        {
            "label": "blog",
            "link": "https:\/\/fgnconsulting.com\/it\/category\/blog-2\/"
        },
        {
            "label": "2026: how to start the year on the right financial foot",
            "link": "https:\/\/fgnconsulting.com\/it\/2026\/01\/02\/2026-how-to-start-the-year-on-the-right-financial-foot\/"
        }
    ],
    "_links": {
        "self": [
            {
                "href": "https:\/\/fgnconsulting.com\/it\/wp-json\/wp\/v2\/posts\/990133",
                "targetHints": {
                    "allow": [
                        "GET"
                    ]
                }
            }
        ],
        "collection": [
            {
                "href": "https:\/\/fgnconsulting.com\/it\/wp-json\/wp\/v2\/posts"
            }
        ],
        "about": [
            {
                "href": "https:\/\/fgnconsulting.com\/it\/wp-json\/wp\/v2\/types\/post"
            }
        ],
        "author": [
            {
                "embeddable": true,
                "href": "https:\/\/fgnconsulting.com\/it\/wp-json\/wp\/v2\/users\/1"
            }
        ],
        "replies": [
            {
                "embeddable": true,
                "href": "https:\/\/fgnconsulting.com\/it\/wp-json\/wp\/v2\/comments?post=990133"
            }
        ],
        "version-history": [
            {
                "count": 1,
                "href": "https:\/\/fgnconsulting.com\/it\/wp-json\/wp\/v2\/posts\/990133\/revisions"
            }
        ],
        "predecessor-version": [
            {
                "id": 990134,
                "href": "https:\/\/fgnconsulting.com\/it\/wp-json\/wp\/v2\/posts\/990133\/revisions\/990134"
            }
        ],
        "wp:featuredmedia": [
            {
                "embeddable": true,
                "href": "https:\/\/fgnconsulting.com\/it\/wp-json\/wp\/v2\/media\/990131"
            }
        ],
        "wp:attachment": [
            {
                "href": "https:\/\/fgnconsulting.com\/it\/wp-json\/wp\/v2\/media?parent=990133"
            }
        ],
        "wp:term": [
            {
                "taxonomy": "category",
                "embeddable": true,
                "href": "https:\/\/fgnconsulting.com\/it\/wp-json\/wp\/v2\/categories?post=990133"
            },
            {
                "taxonomy": "post_tag",
                "embeddable": true,
                "href": "https:\/\/fgnconsulting.com\/it\/wp-json\/wp\/v2\/tags?post=990133"
            }
        ],
        "curies": [
            {
                "name": "wp",
                "href": "https:\/\/api.w.org\/{rel}",
                "templated": true
            }
        ]
    }
}