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        "rendered": "Le donne investono meno degli uomini\u2026ma \u00e8 veramente cos\u00ec?"
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        "rendered": "<div class=\"vgblk-rw-wrapper limit-wrapper\">\n<p class=\"wp-block-paragraph\">Oggi sono ancora molte le donne che, a parit\u00e0 di ruolo, guadagnano meno dei loro colleghi uomini. A causa di interruzioni dell\u2019attivit\u00e0 lavorativa e impieghi a tempo parziale, inoltre, le donne sono pi\u00f9 soggette a lacune legate alla previdenza per la vecchiaia. Un divario di genere si riscontra anche a livello di investimenti di denaro.<br>Dunque, \u00e8 comune l\u2019idea secondo cui tra gli investitori ci siano pi\u00f9 uomini che donne. Secondo un recente studio, in questo settore la proporzione di genere \u00e8 60% vs. 40%. Sono state individuate varie ragioni per cui le donne sono meno propense a investire. Tuttavia, secondo un\u2019indagine oggettiva, non tutte corrispondono alla realt\u00e0.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Tre motivi per cui le donne investono meno degli uomini<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Sensazione di avere poche conoscenze sui prodotti d\u2019investimento<\/li>\n\n\n\n<li>Paura di commettere errori<\/li>\n\n\n\n<li>Scarso interesse per i temi finanziari.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Oltre alle ragioni per cui non investono, infatti, lo studio ha esaminato anche la cultura finanziaria delle persone che vi hanno partecipato. I risultati mostrano che le donne sono semplicemente troppo severe nel giudicare le loro conoscenze finanziarie. Se ne deduce che le donne preferiscono tendenzialmente lasciare il proprio denaro sui conti di risparmio. Cos\u00ec facendo, quando i tassi di interesse sono bassi, perdono probabilmente l\u2019opportunit\u00e0 di ottenere rendimenti migliori attraverso investimenti mirati. E se poi l\u2019inflazione aumenta, questa strategia pu\u00f2 addirittura comportare una perdita. I risparmi diminuiscono infatti di valore e i bassi tassi di interesse non riescono sempre a compensare questo calo. Un motivo in pi\u00f9 per iniziare a interessarsi al tema degli investimenti e ripensare la propria strategia.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Ecco perch\u00e9 le donne dovrebbero investire pi\u00f9 denaro<\/strong><br>Diversi studi hanno dimostrato che le donne tendono ad agire in modo pi\u00f9 riflessivo rispetto agli uomini, sono pi\u00f9 avverse al rischio e perseguono strategie di investimento pi\u00f9 a lungo termine. Nel trading sono pertanto meno attive degli uomini che, ridistribuendo i loro portafogli titoli pi\u00f9 di frequente, corrono il rischio di incidere negativamente sulla performance. Di conseguenza, gli investimenti delle donne tendono a rivelarsi pi\u00f9 redditizi. Sebbene non costituiscano una garanzia di successo per gli investimenti, queste conclusioni evidenziano un potenziale in gran parte non sfruttato.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Per le ragioni gi\u00e0 citate, le donne sono meno propense a investire denaro. Quando poi si decidono a farlo, il 70% si pente di non aver iniziato prima. In questo modo, infatti, avrebbero potuto gi\u00e0 avere la possibilit\u00e0 di vedere crescere il loro patrimonio. Rispetto agli uomini, nella carriera di una donna \u00e8 pi\u00f9 frequente trovare occupazioni a tempo parziale e interruzioni dell\u2019attivit\u00e0 lavorativa. Spesso, inoltre, la parit\u00e0 salariale \u00e8 ancora un miraggio. Pianificare attivamente la costituzione del proprio patrimonio pu\u00f2 contribuire a contrastare questo gap finanziario e aiutare le donne a essere indipendenti sul lungo periodo.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>English:<\/em><\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">Women invest less than men\u2026 but is that really true?<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">Today there are still many women who, for the same role, earn less than their male colleagues. Moreover, due to interruptions in work and part-time employment, women are more subject to gaps related to old-age provision. A gender gap is also found in terms of money investments.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Therefore, it is common to think that there are more men than women among investors. According to a recent study, in this area the gender ratio is 60% vs. 40%. Various reasons have been identified why women are less likely to invest. However, according to an objective investigation, not all of them correspond to reality.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Three reasons why women invest less than men<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2022Feeling of having little knowledge about investment products<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2022Fear of making mistakes<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2022Low interest in financial issues<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In addition to the reasons why they do not invest, in fact, the study also examined the financial culture of the people who participated in it. The results show that women are simply too strict in judging their financial knowledge. It follows that women tend to leave their money in savings accounts. In doing so, when interest rates are low, they likely lose the opportunity to achieve better returns through targeted investments. And if then inflation increases, this strategy can even result in a loss. In fact, savings decrease in value and low interest rates are not always able to compensate for this decline. One more reason to start taking an interest in the topic of investing and rethinking your strategy.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>That\u2019s why women should invest more money<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Several studies have shown that women tend to act more reflexively than men, are more risk-averse, and pursue longer-term investment strategies. In trading they are therefore less active than men who, by redistributing their securities portfolios more frequently, run the risk of negatively affecting performance. As a result, women\u2019s investments tend to prove more profitable. Although they do not constitute a guarantee of success for investments, these conclusions highlight a largely untapped potential.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For the reasons already mentioned, women are less likely to invest money. When they then decide to do so, 70% regret not having started earlier. In this way, in fact, they could already have had the chance to see their heritage grow. Compared to men, in a woman\u2019s career it is more frequent to find part-time jobs and work interruptions. Often, moreover, pay equity is still a mirage. Actively planning the establishment of one\u2019s assets can help counter this financial gap and help women to be independent in the long run.<\/p>\n<\/div><!-- .vgblk-rw-wrapper -->",
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        "rendered": "<p>Oggi sono ancora molte le donne che, a parit\u00e0 di ruolo, guadagnano meno dei loro colleghi uomini. A causa di interruzioni dell\u2019attivit\u00e0 lavorativa e impieghi a tempo parziale, inoltre, le donne sono pi\u00f9 soggette a lacune legate alla previdenza per la vecchiaia. Un divario di genere si riscontra anche a livello di investimenti di denaro.Dunque,&#8230;<\/p>",
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